Startups · Oct 23
PitchBook’s Q3 fintech report: the $700B opex wedge points to agentic workflows, not payments
The next fintech hunt may be inside bank operations, where AI agents can attack work queues before they attack wallets.
- Look for fintech wedges in bank operations, not only payments or consumer distribution.
- Tie agentic products to specific opex lines and permission controls before pitching automation.
- Investors remain selective, so show workflow proof instead of a broad AI story.